Banking on the Go is essential for every traveler who wants safe, easy, and stress-free access to cash during their adventures.
Banking on the Go is essential for modern travelers. By focusing on Banking on the Go, you make sure that your money is safe, easy to access, and always available no matter where your journey takes you. With the right steps for Banking on the Go, you can avoid extra fees, stay protected from financial hassles, and experience true peace of mind while traveling. Choosing Adventure Horizons Africa means you get expert support for all your Banking on the Go needs, ensuring your adventures are always smooth and stress-free.Why You Should Plan Your Banking Before You Go
Individuals have called us in a panic because their cards were stopped, tourists have had to pay exorbitant ATM fees, and some individuals have even been stuck far from home without being able to get their money. That’s why we usually urge customers to prepare ahead for their banking before they go on vacation.
If your card gets blocked the first time you try to buy something outside of the US, you could lose a lot of money. More banks do this than you would imagine!
Protect Your Money: When you travel, you have to utilise different ATMs and ways to pay. If you don’t have a strategy, you’re more likely to lose your stuff or get ripped off.
Be ready for everything and stay safe: Need money right away or misplaced your card? A backup plan might help you stay on track with your trip and keep your stress levels low.
If you have any financial issues before you depart, our travel planners can help you. Say it!
1. Pick a bank that doesn’t charge a lot to send money to foreign nations.
Like most travellers, you don’t like paying your bank extra costs. Us too! That’s why we usually urge individuals to acquire a travel or bank card that works for people who travel a lot.
What to Look For:
Low or No ATM costs Abroad: Some banks will refund you back ATM costs no matter where you are in the world.
Fair Rates of Exchange: Find banks that utilise the true mid-market rate and don’t charge you extra fees.
Customer support is always available since problems can emerge at any time and in any place.
There are no fees for transactions made with cards outside of the US.
Adventure Horizons Africa maintains a close eye on the top banks and credit cards for travellers. Look at our most current choices, and if you need help picking a place to go, just ask!
2. Bring a second debit card with you.
No matter how long you’re gone, you should never solely use one bank card. You can lose your card, have it stolen, or have it blocked without any warning. Many of the folks we’ve helped in Africa were stranded without money because they only had one credit card.
The Best Advice We Can Give
You need to have at least two cards with you: If you can, get them from multiple banks or networks, like Visa and Mastercard.
Stay away from: Put one in your wallet and the other in a safe area, like your luggage or a safe.
You might want to get a travel card before you leave. Good for keeping track of your money and making you feel better.
Digital wallets like Google Pay and Apple Pay are becoming more popular in cities all throughout Africa.
While on safari, a tourist at Adventure Horizons Africa lost her main card. Luckily, she had a backup card. We helped her make an emergency stop at an ATM, and she didn’t miss any of the game drives!
3. Tell Your Bank Before You Leave
Banks are getting better at finding fraud, but this means they can freeze your card if they discover transactions from other countries. Let your bank know about your travel intentions so you don’t get stuck.
How to Do It
Go to your bank’s website or app: Most of them only send you a simple alert when you’re driving.
Call customer service first if you’re heading to a place that isn’t extremely common.
Please update your contact information: Make sure your bank can get in touch with you when you’re not home.
Adventure Horizons Africa usually sends guests a useful checklist before they go that reminds them to set up travel alerts. We’re here to make sure you don’t get any surprises!
4. How to Make Money While Travelling Without Much Trouble
More and more people are adopting digital payments, but you still need cash for tips, local markets, taxis, and places in Africa that are hard to get to. But which ATM should you use? How much money is too much? We have you covered.
What We Know About Our House
Big Bank ATMs are always safer, and they also provide better rates and reduced costs.
There are ATMs at bank branches: Less likely to steal or utilise cards without permission.
Tourist ATMs at hotels and airports are frequently more expensive and offer lousy rates, so don’t use them.
If you wish to take out money in your own currency, always say no to “conversion to your home currency.” It costs a lot to get trapped in this trap!
Our local guides can tell you where to find the safest and most convenient ATMs in each location. They can also help you identify the best places to exchange money.
5. Don’t spend a lot of money to use ATMs or transmit money to other places.
Why do you have to pay? You may save more of your hard-earned money for your trip if you do some research and select the proper partners.
Adventure Horizons Africa recommends:
Cards that give you back fees: Find out which banks in other countries will give you back your ATM fees.
Partner ATMs: We give our guests lists of partner networks in every country where we conduct business.
Digital financial Apps: On our financial resources page, you can find apps like Wise and Revolut that offer live exchange rates and don’t charge a lot of fees.
When you change money, be careful. If you can, don’t go to the currency desks at the airport.
Did you know? Our team is always pleased to assist you figure out how much money you truly need for your trip so you don’t take out too much or carry too much.
6. The greatest banking applications for folks who are always on the run
Banking apps can be incredibly useful when you’re out and about. These applications help keep you safe when you travel and provide you piece of mind by allowing you manage your account and freeze a lost card right away.
Choices for Travellers
Wise (previously known as TransferWise) What We Like About It: You can have accounts in more than one currency, view exchange rates in real time, and use your debit card anywhere in the world.
Good for mailing money, paying local guides, or dividing bills with other travellers.
Why We Like Revolut Good things include low costs, getting notifications right away when you spend money, and easy currency exchange.
You can see how much money you have, take money out of ATMs for free (with limits), and lock your card in the app.
What We Like About Payoneer This is fantastic for digital nomads, freelancers, and expats who work and get paid in other countries.
Need help getting your banking apps ready? You can either read our long blog pieces or call us for a guide that shows you how to do it.
How to Keep Your Money Safe While You Travel
Adventure Horizons Africa wants to know more than just where you’ve been. We also want you to be safe. This is how our travellers keep their money safe:
Don’t check your bank account on public Wi-Fi. Hackers like to break into networks that are open to everyone. Use a VPN or mobile data when you can.
Turn on two-factor authentication for all of your financial apps to make them safer.
Look at your accounts often: Check your funds and transactions often. Set up alerts right away.
Don’t keep all of your money and cards in one spot. Break them up.
If you need help, call these people: Always keep your bank’s international emergency number on hand. We send all of our guests personalised travel documents that include these.Banking on the Go
If you lose your wallet or card while you’re with us, you can call our support team to block your cards, discover the nearest embassy, or receive cash in an emergency.
How to Open a Bank Account in Southern Africa
Do you wish to stay longer, work from home, or do business in Africa? It can be challenging to get a bank account, but we’ve done it before and can help you.
The Real Story
People who don’t live in Zimbabwe can sometimes open accounts there, although the restrictions change a lot and it takes a long time.
You normally have to live in South Africa or Namibia and fill out a lot of paperwork, which isn’t worth it for short trips.
Digital Banks from A Better Way: With services like Wise, you can keep your money in your own nation and spend it or take it out without having to fill out any documents.
Adventure Horizons Africa: We help our long-term travellers and expats pick the best digital banking provider, go over the paperwork, and even meet with them in person if they need to.Banking on the Go
Read our comprehensive guide to banking in Africa to find out more.
Banking is more fun when it’s not so stressful!
Travelling is all about having fun, meeting new people, and experiencing new locations. Don’t allow money issues get in the way. You won’t have to worry about your money as much if you make sensible financial choices and work with travel professionals like Adventure Horizons Africa. You’ll also have more fun on your vacation.
- Pick the perfect card and bank for the way you want to travel.
- You should always have a plan B for your money and cards.
- Tell your bank before you leave.
- Watch out for ATMs so you don’t have to pay extra costs.
- Take advantage of mobile banking apps.
- You can keep safe by doing the right things and getting support from professionals.
Are you ready for the most thrilling thing that has ever happened?
We can help you plan anything from a short trip to Africa to a long trip through Africa or a safari that you want to go on.
Adventure Horizons Africa can help you plan your trip, obtain professional guidance, and set up tailored travel banking. For additional ideas on where to go and what to do while you’re there, look at our newest travel guides. Sign up for our newsletter to get news, travel advice, and exclusive bargains that only our subscribers can get.
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Travelling and banking: Questions and Answers
Is it possible for someone from another country to register a bank account in Southern Africa?
Yes, although it’s usually tricky and not particularly helpful for short trips. People that travel say that digital banking services like Wise are a lot easier. If you need help, just ask!
What are the best banking apps for people who live in foreign countries?
People from foreign nations trust Wise, Revolut, and Payoneer the most. They are also easy to use and have cheap fees. We offer a complete breakdown on our trip banking page.
What can I do to keep my money safe when I travel?
If you ever have an issue, use strong passwords, turn on two-factor authentication, split up your cash and cards, and get in touch with our local specialists.
Wise: Multi-Currency Accounts & Low-Fee Transfers is a good bank for people who travel.
You may send and receive money with
We can use Payoneer to send money to folks all around the world.
You may receive more travel information, advice from locals, and helpful guidance at Adventure Horizons Africa. This is where your next adventure and peace of mind begin.
Your journey is what Adventure Horizons Africa is all about. It’s not only about where you’re heading; it’s also about making every step, especially the money aspect, smooth, safe, and memorable.
Do you want to chat more about your vacation dreams or ask more questions? Contact us immediately!
Ready for a smooth, stress-free travel experience? Trust Adventure Horizons Africa—your partner for smarter travel, secure banking, and unforgettable journeys
